Personal loan options in Canada

Creditly is a Canadian loan comparison and referral service. We help you explore borrowing options through partner forms. Creditly is not a lender and does not decide whether your application is approved.

Creditly’s comparison service is free to use. We may be paid for referring you to a provider. Any loan you accept has its own interest, fees and repayment conditions, which you should review with the lender.

You can explore options, but eligibility is determined by the provider. Your income, existing debts and credit history may affect the products and terms available. No credit profile guarantees approval.

No. A loan application can be declined. Treat “no refusal” and “guaranteed approval” claims carefully, and read the eligibility requirements before applying. Creditly does not promise approval or a particular rate.

Credit checks depend on the provider and product. Read the form’s consent information and ask whether any check is soft or hard before proceeding. Exploring this website alone does not request a credit report.

Some providers may offer same-day funding after approval. Timing depends on verification, the provider, your bank and business hours. Submitting a form does not guarantee funding or a payment date.

Compare the total repayment amount, interest, fees, payment schedule and late-payment terms. Make sure the payments leave room for your regular expenses. Ask the provider to explain anything unclear in writing.

Yes. Switch languages from the navigation. French product pages use the French partner forms available in the existing Creditly service. Product availability and provider terms may vary by province.